Saturday, November 15, 2008

piggy bank project

As much as I dont want to, I have to face reality that money is a factor in planning a wedding. For couples like me and James, who choose not to ask our families for monetary help, it is a bit of struggle. Scratch that. It's a huge struggle. With the rise of prices these days, if one is not careful, you can easily incur hundreds of thousands in wedding expenses without even noticing. waaaah. no, no, no.

It has been a huge challenge for us to save. James has gone ahead and started working two jobs, so you can just imagine how exhausted he is. I, on the other hand, have been trying to get myself a second part time job, but it's a bit hard to find one that fits my current schedule. So in the meantime, I have decided to put my Piggy Bank Project into action. ahahaha. =)

What I do is make myself put away 100 pesos a day. (yes, make. I've actually set my phone to remind me to do this every single day for the next 300 days. ahahaha.) I think it was just a couple of months ago when I figured that if i do this religiously for 10 months or 300 days, I'd have 30,000 pesos. sweet. =) That could easily pay for the flowers or the dessert bar or a van rental. This is on top of my monthly scheduled wedding savings. In short, extra money.yipee. =)

I roadtested this in an effort to save up enough money for my share of the Baguio trip (which incidentally would not push through.) and in two months time, I actually had more than enough. yey! =) My dad would always wonder why I kept on saying that I had no money even if it was just a day after payday. Well, technically, I really don't have any, they're all in my piggy. ahahaha. =)

I don't know about other people, but for me, it's actually harder to put away a huge amount once a month rather than doing it daily with smaller amounts and then realizing that I actually ended up saving more. =) Besides, it helps that I don't see the money. Less spending. ahahaha. =)

I tried to share this with James but he had his own financial plan. Oh well, whatever gets the job done, I guess. =)

I am a witness to the suffering of my people.
I am a chronicler of truth and a catalyst of change.

-The Scholastican-